THE PRISM ABUNDANCE BRIDGE
A $100 Billion Fund to End Childhood Poverty in a Generation
Not charity forever. Charity until we don't need it.
Current Philanthropy Assumes Poverty Is Permanent
11M
American children
live in poverty
45K
Children's charities
compete for the same donors every year
25%
Average small charity
spends of budget on fundraising
$326B
Sits in DAFs
tax breaks taken, charity delayed
"We are funding poverty management, not poverty elimination."
Abundance Is Coming. Charity Won't Be Needed Forever.
AI Productivity Gains
$2.6-4.4 trillion added to global GDP by 2030 (PwC)
Solar Energy Revolution
Costs down 75% since 2014, heading toward near-free
UBI Feasibility
Researchers project AI-funded UBI feasibility by early 2030s
The Real Question
The question isn't IF abundance arrives—it's whether we prioritize humanity in that abundance and experience a smooth transition.
"We don't need charity forever. We need charity for the next 25 years."
The Abundance Bridge: A 25-Year Fund That Spends Itself Out of Existence
Concept:
01
Raise $100 billion
over 5-10 years
02
Distribute $4 billion annually
to 40,000+ children's and family charities
03
Fund depletes over 25 years
by design
04
Goal: Fund reaches $0
because we've solved the problems it was created to address
"Success isn't growing the endowment. Success is emptying it."
The Bridge Mechanism
How It Works
POOL
Donors commit to the Bridge (DAFs, foundations, direct gifts)
VET
AI-powered system identifies all legitimate children's and family charities
DISTRIBUTE
Automated monthly distributions to 40,000+ organizations
MONITOR
Track progress toward abundance; accelerate spend-down as need decreases
COMPLETE
Fund reaches $0 when childhood poverty is solved
Core Point: No applications. No grant competitions. If you're legitimate and serving children, you're in.
What Is the PRISM Collective?
Definition: A single destination for all giving to children and families—pooling resources, eliminating fundraising competition, and deploying AI to ensure every legitimate charity receives guaranteed support.
Key Features:
40,000+ charities included
automatically based on eligibility
AI-powered fraud detection
and continuous monitoring
Zero fundraising burden
charities focus on mission, not development
Transparent dashboard
showing all distributions in real-time
"The Schelling point for all children's giving."
PRISM Collective Eligibility
Included (Automatic):
- All 501(c)(3) organizations serving children and families
- Youth development, education support, mentoring programs
- Food banks, housing assistance, family services
- After-school programs, camps, recreation
- Child welfare, foster care support, adoption services
- Pediatric health (excluding large hospital systems)
Excluded:
- Children's hospitals with major donor programs ($50B+ sector)
- Religious organizations with congregational support
- University-affiliated programs with institutional backing
- National giants with $25M+ budgets and professional development offices
- Organizations failing fraud/efficiency screens
Core Point: We fund the organizations that need it most—those without their own fundraising engines.
AI Doesn't Pick Winners. AI Excludes Problems.
What AI Screens For:
Fraud indicators
Benford's Law analysis, pattern detection
Inefficient operators
>40% admin costs, compensation anomalies
Mission drift
no longer serving children/families
Financial instability
insolvency risk >30%
Governance failures
no independent board, related party issues
"Everyone else gets funded. No applications. No competition. If you're legitimate, you're in."
Why This Matters: Traditional foundations pick "best" charities. We fund ALL legitimate charities. That's the innovation.
25-Year Bridge Fund Economics
Key Numbers:
$100B
Raised
over 5-10 years
6%
Average returns
during deployment
$4B
Distributed annually
to 40,000+ charities
$0
Fund depletes
by year 25
$140B
Total deployed
principal + returns
Comparison:
Perpetual endowment:
$100B → $4B/year forever (fund never depletes)
Bridge fund:
$100B → $4B/year for 25 years (fund reaches $0)
"Same annual impact. But we bet on solving the problem, not perpetuating it."
$326 Billion Is Already Committed to Charity. Let's Deploy It.
The Problem:
$326B in Donor Advised Funds (2024)
Donors already received tax deductions
No payout requirement—money can sit forever
79% of Americans say DAFs should distribute within 5 years
Our Ask: "You got your tax break. Now honor it. Deploy 30% of DAF assets to the Abundance Bridge."
The Math:
30% of DAF assets = $100 billion = Fully funded Bridge
Core Point: We're not asking for new money. We're asking people to give what they already promised.
Recognition for Those Who Honor Their Commitment
Campaign Elements:
1
5-Year Pledge
Commit to deploy 50% of DAF to Bridge within 5 years
2
DAF Honor Roll
Public recognition for founding deployers
3
Sponsor Scorecard
Annual ratings of DAF sponsors by actual payout rates
4
#EmptyTheDAFs
Social campaign creating positive pressure
Tiers:
Founding Architect
$10M+ (Board advisory role)
Founding Circle
$1M+ (Named recognition, annual summit)
Charter Member
$100K+ (Impact dashboard, quarterly reports)
"Gently shame the warehouses. Celebrate the deployers."
The Convergence Moment
Forces Aligning:
AI capability explosion
Abundance timeline accelerating
DAF criticism mounting
Regulatory pressure building
Great Wealth Transfer
$84T changing hands by 2045
Post-pandemic giving surge
Donors seeking impact at scale
Political uncertainty
Need for private sector solutions
Window of Opportunity: If we don't create the destination for this capital, it will continue to sit in warehouses or flow to fragmented, inefficient giving.
"The next 5 years determine whether we bridge children to abundance—or leave them behind."
What Makes PRISM Different
Comparison Points:
vs. Charity Navigator
They rate charities. We fund all legitimate ones.
vs. GiveWell
They recommend "best" charities. We eliminate the competition entirely.
vs. Community Foundations
They serve local donors. We create national consolidation.
____
vs. DAF Sponsors
They warehouse money. We deploy it with urgency.
vs. Perpetual Endowments
They assume permanent need. We bet on solving the problem.
"No one else is building the bridge to abundance. We are."
A World Where This Fund Reaches Zero
What Success Looks Like:
1
2030
40,000 charities receiving guaranteed funding, freed from fundraising
2
2035
Child poverty rates declining as abundance technologies mature
3
2040
Fund accelerating spend-down as fewer charities needed
4
2045
Bridge depletes ahead of schedule—mission accomplished
5
2050
Model exported globally; childhood poverty eliminated worldwide
The Legacy: "You funded the bridge that carried 11 million children from poverty to abundance. The fund is empty. The mission is complete. That's your legacy."
Empty the DAFs.
Fund the Bridge.
Fund the Bridge.
PRISM Children's Collective
Join the movement to build a future where every child thrives, and traditional charity is no longer needed. The Abundance Bridge is a generational investment in solving poverty, not perpetuating it.
To learn more about the PRISM Children's Collective and how you can contribute to this transformative initiative:
Phone: 847.736.1954
Email: jamescmurray33@gmail.com